Subject: Debit card change coming soon - please read
From: "Chase" <Chase@notify.chase.com>
Date: 4/5/10, 15:34
To: barriticus@gmail.com
Reply-To:
Chase.983986349.42652.0@notify.chase.com

122329.ntf
Email Security Information
Note: This is a service message with information related to your Chase account(s). It may include specific details about transactions, products or online services. If you recently cancelled your account, please disregard this message.
CHASE
Important Notice - How your debit card works is changing.
Beginning August 15, 2010 your everyday debit card purchases will not be approved if you don't have sufficient available funds* and you don't have Chase Debit Card Overdraft CoverageSM.
To decide if Chase Debit Card Overdraft Coverage is right for you, visit chase.com/coverage or stop by any Chase branch and talk to a banker.
If you don't contact us, your everyday debit card transactions will not be approved after August 15, 2010 if you don't have sufficient available funds. Standard overdraft fees may apply.

E-mail Security Information
E-mail intended for: BARRETT BROWN.
For your debit card ending in: 7032.

If you would like to learn more about e-mail security or want to report a suspicious e-mail, click here.

Note: If you are concerned about clicking links in this e-mail, the Chase Online services mentioned above can be accessed by typing chase.com/coverage directly into your browser.
* If you have sufficient funds available under Chase Overdraft Protection, funds will automatically be transferred from your Chase savings account, credit card or home equity line of credit (except Texas) to cover your overdraft purchases. Chase Overdraft Protection may be subject to a credit approval. Fees may apply, including a $10 transfer fee.
IMPORTANT DETAILS ABOUT CHASE DEBIT CARD OVERDRAFT COVERAGE
  Beginning 8/15/10, if you have not signed up for Chase Debit Card Overdraft Coverage, we will not authorize and pay overdrafts for everyday Debit Card transactions.
  We will charge an insufficient funds/overdraft fee of $34 each time we pay an overdraft created by check, ACH, in-person withdrawal, debit card transaction or other electronic means. We will charge a returned item fee of $34 for any check or ACH transaction that is returned because your account had insufficient funds. The most you would pay is three fees per day for insufficient funds or returned items, no matter the number of transactions.
  Also, each time your account is overdrawn for 5 consecutive business days, we will charge you an additional $15.
  Once an overdraft has occurred, you are obligated to bring your account to a positive balance promptly.
  Whether your overdraft will be paid is at Chase's discretion and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have had excessive overdrafts.
  Whether you have Chase Debit Card Overdraft Coverage on your checking account will not affect how we treat your recurring debit card transactions (such as a gym membership). In particular, we may, at our discretion, authorize and pay a recurring debit card transaction that causes an overdraft and charge an insufficient funds/overdraft fee even if you do not maintain Chase Debit Card Overdraft Coverage on your account.
ABOUT THIS MESSAGE
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