I understand what you're telling me, and I'm working on it, and I'm sorry that I've failed to keep my finances in order and I know that my irresponsibility has cost you a lot of money. I really do feel bad about that, and I really am ashamed of it. The way I've been failing to take responsibility for a lot of things is inexcusable, and I do know that it's something I'm going to have to change. I lack a certain sort of maturity that seems to come naturally to a lot of other people, but I've realized that I have to do something about it and basically approach day-to-day life in a different way. And I know that you're very worried about me and just want me to get better. But I also want you to know that I really am aware of the manner in which I need to improve, and I've been taking steps to make this happen.
Happily enough, I just got a nice freelance gig with a publishing company that puts out reference books. Could you sign this contract for me, scan it, and then e-mail it back to me?
Again, I'm sorry about the way I've screwed a lot of things up over the years. I really want you to be proud of me, and I'm going to work a lot harder on being an adult. I feel terrible about the way I've avoided my responsibilities, and I want you to know that I'm committed to changing.